A Transparent Workspace for Real-Estate Deal Analysis
Model rental returns, property yield, cash invested, mortgage payments, prorated rent, buyer or seller closing costs, loan-to-value, combined loan capacity, debt coverage, debt yield, operating income, break-even rent and occupancy, and flip profit with formulas you can inspect and assumptions you can change.
Analysis standards
- 01Deterministic, versioned formulas
- 02Visible units, assumptions, and exclusions
- 03Safe validation and denominator handling
- 04Sensitivity views without an account
Calculator network
18 focused views of a deal.
Each calculator isolates a practical question while keeping related formulas and caveats close at hand.
Hard-Money and Bridge Loan
Estimate interest-only payments, upfront financing fees and original principal due at maturity for one fully funded fixed-rate loan.
Open calculator →Cash-Out Refinance
Reconcile proposed replacement-loan proceeds, debt payoff and costs, with new payments, interest, LTV and equity.
Open calculator →Seller Financing
Estimate one seller note’s payments, balloon principal, final maturity cash and purchase-payment totals.
Open calculator →Commercial Real-Estate Loan
Model fixed-rate payments, interest-only phases, balloon maturity, upfront fees and optional coverage.
Open calculator →Rental Property: Cash Flow & ROI
Model financing, operating assumptions, cash flow, NOI, returns, and break-even points.
Open calculator →Cap Rate
Estimate NOI, property-level yield, implied value, and rent sensitivity.
Open calculator →Gross Rent Multiplier
Compare purchase price with annual scheduled rent and explore editable target inverses.
Open calculator →NOI
Audit effective gross income, itemized operating expenses, NOI, and expense sensitivity.
Open calculator →Debt Yield
Compare annual NOI with current or proposed debt and reverse-solve an editable target.
Open calculator →Loan-to-Value (LTV)
Compare one modeled first-lien loan with an explicit purchase-price, current-value, or after-repair-value basis.
Open calculator →Maximum Loan Amount
Size one modeled loan under simultaneous LTV, Debt Yield, and DSCR constraints.
Open calculator →Break-Even Rent & Occupancy
Solve required scheduled rent and collected occupancy from monthly costs and a cash-flow target.
Open calculator →Prorated Rent
Compare one partial-month rent period under actual-days, 30-day, annual/365, and lease-defined daily-rate conventions.
Open calculator →Cash-on-Cash Return
Compare annual pre-tax cash flow with the cash invested upfront.
Open calculator →Mortgage Payment & Amortization
Model amortizing or interest-only payments, fees, balances, and rate sensitivity.
Open calculator →DSCR Loan
Compare NOI with debt service, an editable target, and required income.
Open calculator →Closing Costs for Investors
Itemize buyer cash to close or seller proceeds before tax without assuming state-specific fees.
Open calculator →House Flip / Fix-and-Flip
Separate acquisition, rehab, carrying, financing, and sale assumptions.
Open calculator →Investor guides
Understand the metric before using the result.
Hard-Money and Bridge Loan Guide
Understand full-term interest-only payments, upfront points and fees, balloon repayment and maturity risk, with worked examples and clear model limits.
Read guide →Cash-Out Refinance Guide
Understand replacement-loan proceeds, payoff quotes, refinance costs and new payments, with cash reconciliation, shortfall examples and workspace limits.
Read guide →Seller Financing Guide
Understand cash down payment, seller-note principal, monthly payments and balloon timing, with worked examples and the limits of a single-note model.
Read guide →Commercial Loan Guide
Separate contractual maturity from amortization, follow interest-only payment changes, and understand balloon cash, mortgage constants, fees and DSCR denominators.
Read guide →Gross Rent Multiplier Guide
Understand annual GRM, target inverses, rent conventions and why equal multipliers can conceal different expenses and cash flow.
Read guide →Cap Rate Guide
Understand net operating income, the cap-rate formula, valuation context, and the assumptions this property-level yield excludes.
Read guide →Cash-on-Cash Return Guide
Learn how annual pre-tax cash flow and upfront cash combine into a financing-aware return estimate.
Read guide →NOI Guide
Separate property operating income and expenses from financing, taxes, depreciation, and owner-specific effects.
Read guide →Debt Yield Guide
Compare annual NOI with loan principal, inspect inverse target formulas, and distinguish debt yield from DSCR, cap rate, and LTV.
Read guide →Loan-to-Value Guide
Calculate LTV from one explicit property-value basis, reverse an editable target, and distinguish modeled equity from lender qualification.
Read guide →Maximum Loan Amount Guide
Combine LTV, Debt Yield, and DSCR limits, reverse an amortizing payment to principal, and identify the binding modeled constraint.
Read guide →Break-Even Rent and Occupancy Guide
Solve required rent and collected occupancy, distinguish cash-flow from NOI break-even, and interpret impossible states and safety margins.
Read guide →How to Prorate Rent Guide
Compare inclusive move-in and move-out charges across four explicit proration conventions while keeping lease and jurisdiction questions outside the math.
Read guide →Mortgage Payment & Amortization Guide
Understand amortizing and interest-only payment phases, recurring property costs, upfront financing fees, balances, and rate sensitivity.
Read guide →DSCR Loan Guide
See how NOI and annual debt service produce a coverage ratio and why lender thresholds are not universal.
Read guide →Rental Property Cash Flow & ROI Guide
Connect rent, vacancy, expenses, financing, cash flow, NOI, cap rate, cash-on-cash return, and sensitivity.
Read guide →Closing Costs for Investors Guide
Itemize buyer and seller costs, reconcile cash to close or proceeds before tax, and keep potential basis additions distinct from financing and prepaid amounts.
Read guide →House Flip / Fix-and-Flip Guide
Separate purchase, rehab, carrying, financing, and selling costs while testing profit, ROI, break-even sale price, and purchase allowance.
Read guide →Trust by design
Useful without pretending to know everything.
DealYield provides educational pre-tax estimates. It does not verify a property, approve a loan, or recommend an investment.
How DealYield approaches analysisExplain the math
Formula references sit near the results so each output can be reviewed instead of accepted as a black-box score.
Keep caveats visible
Warnings and educational boundaries are part of the workflow, not hidden behind a registration or payment step.
Protect the core workflow
Calculator updates happen locally, and optional services must never control or rewrite the financial calculation.