Itemize known transaction costs from an investor's buyer or seller perspective. Estimate signed buyer cash to close, potential acquisition-basis additions, or seller proceeds before tax without relying on invented local fees or default commission rates.
What this baseline models
Local workspace
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Enter known USD amounts from transaction, lender, title, legal, and settlement documents. DealYield does not insert state-specific fees, rates, or commission assumptions.
Buyer cash to close
$82,500.00
Due from buyer
Buyer closing costs
$16,000.00
Sum of every entered buyer cost line
Potential basis additions
$6,500.00
Classification estimate requiring tax review
Cash direction
Due from buyer
Signed settlement-statement estimate
The active mode's signed settlement cash components. Payoff obligations remain separate from seller closing costs.
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The compressed scenario stays in the link fragment and is decoded in your browser. Use the report's print action to print or save it as a PDF.
Deterministic checks based only on this scenario's inputs and outputs.
Other buyer closing costs affect cash to close but are not included in the modeled basis additions unless moved to an explicitly basis-eligible line after review.
Seller, lender, and other credits reduce modeled cash to close, but this calculator does not allocate them across costs or determine their tax-basis treatment.
Confirm capitalized acquisition costs, loan costs, prepaid expenses, credits, and later adjustments with current tax guidance and a qualified tax professional.
Each row reruns the same engine while changing every active-mode cost line by ±5% and ±10%. Price, funding, credits, other amounts due, and payoff obligations remain fixed.
| Cost change | Closing costs | Basis additions | Cash result | Direction |
|---|---|---|---|---|
| -10.00% | $14,400.00 | $5,850.00 | $80,900.00 | Due from buyer |
| -5.00% | $15,200.00 | $6,175.00 | $81,700.00 | Due from buyer |
| Base | $16,000.00 | $6,500.00 | $82,500.00 | Due from buyer |
| +5.00% | $16,800.00 | $6,825.00 | $83,300.00 | Due from buyer |
| +10.00% | $17,600.00 | $7,150.00 | $84,100.00 | Due from buyer |
Formula reference
Money is displayed in USD and rates are entered as percentages where applicable. Formula version closing-costs@1.0.0 stays attached to the result.
Sum of entered basis-classified buyer cost lines
Adds only the buyer cost lines explicitly classified for this estimate as potential basis additions. Loan costs, prepaid expenses, initial escrow funding, and unclassified other costs are excluded; actual tax basis treatment requires professional review.
Buyer basis additions + Buyer cash-only or unclassified costs
Adds every itemized buyer cost entered in this calculator without inventing state-specific fees or rates.
Purchase price + Buyer closing costs + Other amount due from buyer
The modeled acquisition amount and entered buyer-side charges before subtracting financing, deposits, or credits.
Loan funds + Deposit already paid + Seller credits + Lender and other credits
The entered amounts expected to reduce the cash the buyer must provide at closing. DealYield does not test lender, contract, or settlement-statement eligibility.
Total due from buyer − Paid already or on behalf of buyer
A positive result is cash due from the buyer; a negative result is a modeled amount payable to the buyer and should be confirmed against the final settlement statement.
Sum of entered seller cost lines
Adds every itemized seller cost entered in this calculator without estimating commissions, transfer charges, concessions, or state-specific fees.
Sale price + Other amount due to seller
The entered sale price plus any other modeled amount due to the seller before costs and payoff obligations.
First-mortgage payoff + Other debt, lien, and payoff obligations + Seller closing costs
Keeps payoff obligations separate from transaction costs while combining both for the proceeds estimate.
Total due to seller − Total due from seller
A positive result is modeled cash payable to the seller; a negative result is modeled cash due from the seller. The result excludes capital-gains, depreciation-recapture, income, and other tax calculations.
Example scenario
The editable buyer example uses a $300,000 purchase, $225,000 of loan funds, a $5,000 deposit, $4,000 of entered credits, and $16,000 of itemized costs. It estimates $82,500 due from the buyer at closing and $6,500 of potential basis additions.
Open the example in the calculatorPurchase price
$300,000
Buyer closing costs
$16,000
Buyer cash to close
$82,500
Potential basis additions
$6,500
FAQ
It includes only the cost, credit, funding, deposit, and other amount lines you enter. DealYield does not estimate state-specific transfer charges, title fees, lender fees, taxes, or local settlement requirements.
The calculator adds purchase price, entered buyer closing costs, and other amounts due, then subtracts entered loan funds, deposits, seller credits, and lender or other credits. A negative result is shown as modeled cash payable to the buyer and should be checked against the settlement statement.
No. The basis result is a classification estimate for explicitly basis-eligible acquisition lines. It excludes loan costs, prepaids, initial escrow funding, and unclassified other costs, and it does not allocate credits or determine tax treatment.
Seller proceeds subtract entered closing costs and payoff obligations from amounts due to the seller. The result does not calculate capital gains, depreciation recapture, income tax, withholding, or any other tax liability.
Read the supporting methodology, then compare this result with another view of income, financing, or project returns. Each calculator uses its own transparent assumptions.